{"id":5887,"date":"2022-11-10T15:03:31","date_gmt":"2022-11-10T15:03:31","guid":{"rendered":"http:\/\/sitesempresas.com\/amplitude\/?page_id=5887"},"modified":"2023-02-03T16:38:39","modified_gmt":"2023-02-03T16:38:39","slug":"seguro-multirriscos-2","status":"publish","type":"page","link":"https:\/\/www.amplitudeseguros.com\/fr\/seguros\/seguros-empresas\/seguro-multirriscos-2\/","title":{"rendered":"Assurance multirisque"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"5887\" class=\"elementor elementor-5887\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d29be5 elementor-section-full_width service-details-page elementor-reverse-tablet elementor-reverse-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"2d29be5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0b640b9\" data-id=\"0b640b9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d565fb service-details-thumbnail elementor-widget elementor-widget-image\" data-id=\"0d565fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1470\" height=\"660\" src=\"https:\/\/www.amplitudeseguros.com\/wp-content\/uploads\/2022\/11\/Seguro-Multiriscos-1470x660.webp\" class=\"attachment-sultin-blog-standard size-sultin-blog-standard wp-image-5781\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3090d5 elementor-widget elementor-widget-heading\" data-id=\"b3090d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Assurance multirisque<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b65cba elementor-widget elementor-widget-text-editor\" data-id=\"0b65cba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section class=\"text\"><p>Garantir, dans les conditions pr\u00e9vues par les couvertures et\/ou limites respectives, les indemnit\u00e9s dues pour les dommages caus\u00e9s aux biens mobiliers et\/ou immobiliers se trouvant sur les lieux et pour la responsabilit\u00e9 des dommages caus\u00e9s \u00e0 des tiers.<\/p><p>Cette assurance peut \u00e9galement garantir l'indemnisation des Pertes d'Exploitation (Co\u00fbts Permanents ou Marge Brute) r\u00e9sultant d'un accident couvert par la garantie de base de la police.<\/p><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d68a177 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d68a177\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-105a0a5\" data-id=\"105a0a5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ab624b elementor-widget elementor-widget-heading\" data-id=\"7ab624b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Couverture<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-37bb933 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37bb933\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-db35cee\" data-id=\"db35cee\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6cb4149 elementor-widget elementor-widget-heading\" data-id=\"6cb4149\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Base<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3732bf elementor-align-start elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e3732bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Incendie, foudre et explosion<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Temp\u00eates<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Inondations<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">D\u00e9g\u00e2ts des eaux<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Affaissement de terrain<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Bris de glace<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Bris ou chute de panneaux solaires, de publicit\u00e9s et d'enseignes lumineuses<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Antennes cass\u00e9es ou tomb\u00e9es<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Crashs d'avions<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Collision ou impact de v\u00e9hicules terrestres<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Choc ou impact d'objets solides<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">D\u00e9versement accidentel d'hydrocarbures<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">D\u00e9molition et enl\u00e8vement des gravats<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vol<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Recherche de fautes<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Responsabilit\u00e9 et exploitation du propri\u00e9taire, du locataire ou de l'occupant<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Privation temporaire de l'usage de locaux lou\u00e9s ou occup\u00e9s<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Dessins et documents<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ba1e0cb\" data-id=\"ba1e0cb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eca6713 elementor-widget elementor-widget-heading\" data-id=\"eca6713\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">En option :<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00ce0fa elementor-align-start elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"00ce0fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Gr\u00e8ves<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Actes de vandalisme, de malveillance ou de sabotage<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Risques \u00e9lectriques<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u00c9quipements \u00e9lectroniques<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Panne de la machine<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">D\u00e9t\u00e9rioration des produits r\u00e9frig\u00e9r\u00e9s<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Perte de revenus<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Co\u00fbts fixes<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pertes indirectes<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ph\u00e9nom\u00e8nes sismiques<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Valeur de remplacement \u00e0 neuf<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pertes d'exploitation.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3b93ef3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b93ef3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-343e045\" data-id=\"343e045\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c846886 elementor-widget elementor-widget-heading\" data-id=\"c846886\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Avantages<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3358bbd elementor-widget elementor-widget-text-editor\" data-id=\"3358bbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section class=\"text\"><section class=\"text\"><p>Cette assurance pour l'industrie, le commerce et les services vous offre une large gamme de couvertures, prot\u00e9geant votre entreprise contre d'\u00e9ventuels sinistres.<\/p><ul><li>Flexibilit\u00e9 en mati\u00e8re de couverture contractuelle<\/li><li>Des franchises peu \u00e9lev\u00e9es, surtout en termes de montant minimum ;<\/li><li>Versement d'une indemnit\u00e9 selon des crit\u00e8res adapt\u00e9s au type de biens assur\u00e9s ;<\/li><li>Protection contre les dommages caus\u00e9s aux tiers gr\u00e2ce \u00e0 la responsabilit\u00e9 civile de l'entrepreneur (fonctionnement) et du propri\u00e9taire du b\u00e2timent (facultatif) ;\u00a0<\/li><li>Maintien de la solvabilit\u00e9 de l'entreprise en cas de sinistre grave, gr\u00e2ce \u00e0 la garantie perte de b\u00e9n\u00e9fices (optionnelle) ;<\/li><li>Mise \u00e0 jour automatique du capital, \u00e9vitant la sous-assurance ;<\/li><li>R\u00e9ductions sur la prime pour la protection contre le vol.<\/li><\/ul><\/section><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cda0beb elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cda0beb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1f0c938\" data-id=\"1f0c938\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0059735 elementor-widget elementor-widget-heading\" data-id=\"0059735\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\nPrenez soin de vous\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34ad19b elementor-widget elementor-widget-eael-adv-tabs\" data-id=\"34ad19b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div data-scroll-on-click=\"no\" data-scroll-speed=\"300\" id=\"eael-advance-tabs-34ad19b\" class=\"eael-advance-tabs eael-tabs-horizontal eael-tab-auto-active\" data-tabid=\"34ad19b\">\n            <div class=\"eael-tabs-nav\">\n                <ul class=\"eael-tab-inline-icon\" role=\"tablist\">\n                                            <li id=\"informaes-relativas-ao-risco\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"informaes-relativas-ao-risco-tab\" aria-expanded=\"false\">\n                            \n                                                                                                                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Informations sur les risques<\/span>                            \n                                                    <\/li>\n                                            <li id=\"definio-dos-capitais-a-contratar\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"definio-dos-capitais-a-contratar-tab\" aria-expanded=\"false\">\n                            \n                                                                                                                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >D\u00e9finition du capital \u00e0 contracter<\/span>                            \n                                                    <\/li>\n                                            <li id=\"cobertura-perdas-de-explorao\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"cobertura-perdas-de-explorao-tab\" aria-expanded=\"false\">\n                            \n                                                                <i class=\"fas fa-home\"><\/i>                                                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Couverture des pertes d'exploitation<\/span>                            \n                                                    <\/li>\n                    \n                                  <\/ul>\n            <\/div>\n            \n            <div class=\"eael-tabs-content\">\n\t\t        \n                    <div id=\"informaes-relativas-ao-risco-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"informaes-relativas-ao-risco-tab\">\n\t\t\t\t        <section class=\"text\"><section class=\"text\"><p>Il est tr\u00e8s important que le preneur d'assurance informe pr\u00e9cis\u00e9ment l'assureur des conditions sp\u00e9cifiques du risque en question, \u00e0 savoir : L'ann\u00e9e de construction\/reconstruction, l'\u00e9tat de r\u00e9paration, les mat\u00e9riaux de construction du b\u00e2timent, l'existence ou non de mesures de s\u00e9curit\u00e9, l'historique des sinistres et d'autres informations pertinentes.<\/p><p>Si les informations relatives au risque sont omises ou falsifi\u00e9es et si elles ont une incidence significative sur l'appr\u00e9ciation du risque, l'assureur peut, conform\u00e9ment \u00e0 la loi sur le contrat d'assurance, refuser la demande d'indemnisation.<\/p><\/section><\/section>                    <\/div>\n\t\t        \n                    <div id=\"definio-dos-capitais-a-contratar-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"definio-dos-capitais-a-contratar-tab\">\n\t\t\t\t        <section class=\"text\"><section class=\"text\"><p>Il incombe au preneur d'assurance d'indiquer le capital \u00e0 assurer.<\/p><p>La d\u00e9finition du capital \u00e0 assurer pour les garanties de base de la police est la suivante :<\/p><ul><li>Edif\u00edcios &#8211; O valor do capital seguro dever\u00e1 corresponder ao custo de mercado da respetiva reconstru\u00e7\u00e3o, tendo em conta o tipo de constru\u00e7\u00e3o ou outros fatores que possam influenciar esse custo ou o valor matricial (no caso de edif\u00edcios para expropria\u00e7\u00e3o ou demoli\u00e7\u00e3o). \u00c0 exce\u00e7\u00e3o do valor dos terrenos, todos os elementos devem ser tomados em considera\u00e7\u00e3o para a determina\u00e7\u00e3o do capital seguro, incluindo o valor proporcional das partes comuns.<\/li><li>Mobili\u00e1rio ou recheio &#8211; O valor de capital seguro dever\u00e1 corresponder, ao custo de substitui\u00e7\u00e3o dos bens, pelo seu valor em novo.\u00a0<\/li><li>Mercadorias\u00a0&#8211;\u00a0O capital seguro dever\u00e1 corresponder ao pre\u00e7o corrente de aquisi\u00e7\u00e3o para o Segurado, ou no caso de se tratar de produtos por ele fabricados, ao valor dos materiais transformados e\/ou incorporados, acrescido do custo de fabrico.<\/li><li>Equipamento destinado atividade do segurado &#8211; O capital seguro dever\u00e1 corresponder ao custo em novo, deduzido da deprecia\u00e7\u00e3o inerente ao seu uso e estado (o Cliente poder\u00e1 optar por segurar o equipamento pelo valor de substitui\u00e7\u00e3o em novo dos bens seguros, neste caso o capital a segurar dever\u00e1 corresponder ao valor substitui\u00e7\u00e3o em novo).<\/li><\/ul><p>Note : Si le Client choisit de souscrire la garantie compl\u00e9mentaire Bris de machines, le capital \u00e0 assurer doit correspondre \u00e0 la valeur \u00e0 l'\u00e9tat neuf, c'est-\u00e0-dire \u00e0 son co\u00fbt d'acquisition actuel sur le march\u00e9.<\/p><\/section><\/section>                    <\/div>\n\t\t        \n                    <div id=\"cobertura-perdas-de-explorao-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"cobertura-perdas-de-explorao-tab\">\n\t\t\t\t        <p>Attention, la garantie optionnelle pertes d'exploitation ne garantit que les pertes subies du fait de l'interruption ou de la r\u00e9duction de l'activit\u00e9 de l'entreprise assur\u00e9e, en cons\u00e9quence directe d'une demande d'indemnisation au titre des garanties contract\u00e9es dans le contrat multirisque de base : Incendie, Action m\u00e9canique de la foudre et explosion, Temp\u00eates, Inondations, D\u00e9g\u00e2ts des eaux, Chute d'a\u00e9ronef et franchissement du mur du son, Chute ou choc de v\u00e9hicules terrestres et\/ou d'animaux, Gr\u00e8ves, \u00e9meutes et troubles de l'ordre public, Actes de vandalisme ou de malveillance.<\/p><p>La garantie bris de machine peut \u00e9galement \u00eatre souscrite au titre des pertes d'exploitation (dans l'industrie, cette garantie est un outil de gestion des risques tr\u00e8s important, car une usine peut \u00eatre contrainte d'arr\u00eater sa production \u00e0 la suite d'une panne grave d'une machine, ce qui interrompt toute la cha\u00eene de production et entra\u00eene des pertes financi\u00e8res).<\/p><p>En r\u00e8gle g\u00e9n\u00e9rale, la couverture des pertes d'exploitation comporte une franchise de 3 jours et les entreprises peuvent opter pour une limite d'indemnisation de 3, 6, 9 ou 12 mois.<\/p><p>D\u00e9finition du capital pour assurer les pertes d'exploitation<\/p><p>Correspondant \u00e0 la marge brute annuelle, calcul\u00e9e selon l'un des crit\u00e8res suivants :<\/p><ul><li>Ventes - Co\u00fbts variables, ou<\/li><li>Co\u00fbts fixes + r\u00e9sultats nets<\/li><\/ul>                    <\/div>\n\t\t                    <\/div>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d735d5 elementor-widget elementor-widget-text-editor\" data-id=\"1d735d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section class=\"text\"><p><em>Les informations contenues dans ce site sont purement indicatives. Les droits et obligations des parties sont \u00e9nonc\u00e9s dans les Propositions, Conditions\u00a0<\/em><em>Sp\u00e9cial\u00a0<\/em><em>Les polices d'assurance g\u00e9n\u00e9rale applicables.<\/em><\/p><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Seguro Multirriscos Garantir nos termos estabelecidos nas respetivas coberturas e\/ou limites, as indemniza\u00e7\u00f5es devidas por danos nos bens m\u00f3veis e\/ou im\u00f3veis das instala\u00e7\u00f5es e por responsabilidades por danos a terceiros. Este seguro pode ainda garantir, indemniza\u00e7\u00f5es por\u00a0Perdas de Explora\u00e7\u00e3o\u00a0(Encargos Permanentes ou Lucro Bruto) decorrentes de um sinistro, abrangido pelas coberturas base da ap\u00f3lice. Cobertura Base [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":5715,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5887","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.amplitudeseguros.com\/fr\/wp-json\/wp\/v2\/pages\/5887","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.amplitudeseguros.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.amplitudeseguros.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.amplitudeseguros.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.amplitudeseguros.com\/fr\/wp-json\/wp\/v2\/comments?post=5887"}],"version-history":[{"count":62,"href":"https:\/\/www.amplitudeseguros.com\/fr\/wp-json\/wp\/v2\/pages\/5887\/revisions"}],"predecessor-version":[{"id":7268,"href":"https:\/\/www.amplitudeseguros.com\/fr\/wp-json\/wp\/v2\/pages\/5887\/revisions\/7268"}],"up":[{"embeddable":true,"href":"https:\/\/www.amplitudeseguros.com\/fr\/wp-json\/wp\/v2\/pages\/5715"}],"wp:attachment":[{"href":"https:\/\/www.amplitudeseguros.com\/fr\/wp-json\/wp\/v2\/media?parent=5887"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}