Recheios de Valor - Works of Art

Home insurance with specialised cover for high value contents.

Insurance policy for private collections of works of art and antiques, located in dwellings, offices or other premises not open to the public, with all-risks coverage worldwide, including transport.

Traditional multi-risk insurance does not adequately respond to the demands of high value property, consisting of gold, silver, jewellery, personal effects, works of art and antiques, as the policies have a limited set of covers.

Advantages

This insurance has important advantages over traditional multi-risk insurance.

We highlight the following:

  • Possibility of non-punishment in case of absence of parts listing;
  • Absence of a proportional rule;
  • Unrestricted cover for theft (for example, theft without trace and theft committed by domestic staff);
  • Accidental damage;
  • No deductibles, including for seismic phenomena.

In the event of a claim, there is the possibility of choosing the form of compensation.

The compensation also takes into account the artistic devaluation of the pieces after the accident.

The information contained in this website is merely indicative. The rights and obligations of the parties are defined in the Proposals, Conditions Special and General applicable terms of the respective insurance policies contracted.