It's time for holidays, for rest, but also for reflection on the world

Every year, during this time of pause, it is more prevalent the question of the safety of the facilities, the opportunity to preventive maintenance and improvements, and - not least - the updating of insured assets and capital. In this last chapter, this year there is a special warning that affects us all:

The rise in inflation

The costs of rebuilding buildings or replacing goods in new have been subject to increases due to inflation and supply difficulties. This should be reflected in the capital insured, as well as in the limits of indemnity. Also the periods of operating losses should be rethought, to reflect the current slowness of many supply chains.
This analysis should not be postponed, because in the event of a claim, compensation may fall short of expectations, namely by penalising the insurers to Customers in uninsured situations.
Those who deal with insurance know that there is practically no variable of the universe that does not somehow influence the insurance ecosystem:
These are the clearing of woodlands, the location and conservation of facilities and housing, is the level of preparedness of employees and of the general population for risk management, is the level of health of households and the corresponding capacity to insure themselves and also to ensure the proper upkeep of their assets, is the degree of corruption, is the good or bad management of public funds and institutions, It's the weather, it's pollution, it's global warming...
The list is endless!
Here are some rather alarming indicators of the state of this, our greatest asset, which is Planet Earth, inviting reflection on measures for improvement in daily practices which, in are somehow within the reach of each and every one of us. You can never do too much have some evidence "at hand":

Focusing on being sustainable is the order of the day. There is no planet b. There are countless small measures that if carried out by each and every one of us, will lead to important changes!

3 R's

1º Reducing consumption
2nd Reuse more
3º Recycle more

But beware, it is necessary to have a deeper vision and analysis of how you do and what you do: you know for example how to produce a paper bag, compared to one made of plastic, produces 3 times more greenhouse gases and causes a impact, on average, 8 times greater in transport due to weight and volume?

  • The need for water management: ¼ of the world is water stressed;
  • ¼ of the food is wasted in the "field - fork" circuit; in portugal it is estimated that one billion tonnes of food go to waste every year. Shouldn't we focus on
    in minimising waste or speeding up its destination to those who need it or to energy production?
  • 57% of textile manufacturing ends up in landfills worldwide! In Portugal, 200 thousand tons of textile fashion go to waste every year. On the other hand, clothing is one of the most important
    pollutants. Fortunately, there are more and more examples of the use of recycled materials in this industry.

Ecosystems for selling second-hand clothes in good condition are increasingly effective, but pay attention to the ecological footprint in transport: does it make sense to buy a second-hand item of clothing to be more ecological and then realise that it came, for example, from Germany to Portugal? And doesn't it make sense to always look at the origin of the most regular consumer products, food and clothing, and privilege the one which has travelled the shortest distance to the shop?

An impactful mnemonic:

1 - É the percentage of the population owning the most wealth accumulated than the rest of humanity put together;

10 – It is pointed out by many scientists as the number of years we have to reverse the current environmental crisis;

100 – New species face extinction every year;

1000 – We currently invest 1000 times more in extraction of fossil fuels than in green economy;

10000 - Fforest fires took place on a single day simultaneously in 2020.

Despite the pandemic and its mortality, the population explosion in countries such as India and China, raise world population growth and it is estimated 10 billion people by 2050 (an increase of 25% compared to 8 billion today!) The world will have a lot to adapt to feed all the this population and minimise the impacts on the planet.
New forms of energy, water desalination, landless agricultural production and efficient water management, and even synthesised food, are being tested and reinvented. The management of transport in cities and the techniques of recycling are in reinvention, but above all it will be the change of mentality of all of us the main factor of adaptation. We will say that for the good of the planet, a certain return to the time of our grandparents is necessary, as far as the more regulated consumption and reuse.

Source: RTP1's Planeta A Programme

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It's time for holidays, for rest, but also of reflection on the world