The information contained in this website is merely indicative. The rights and obligations of the parties are defined in the Proposals, Conditions Special and General applicable terms of the respective insurance policies contracted.
Accidents at Work - Liberal Professionals
Workmen's Accident Insurance - Self-Employed Workers' Compensation guarantees to the Insured Person, in case of a workmen's accident, the indemnities and benefits under the same conditions as those for employees, arising from the exercise of the professional activity as a self-employed person specifically identified in the Policy.
Insurance that guarantees payment of all benefits defined by law for the recovery of the insured person (medical, surgical, pharmaceutical and hospital assistance) or funeral expenses, in the event of an accident at the place of work or during travel of up to 15 days in Portugal and in the European Union.
This is compulsory insurance by law.
Advantages
- To guarantee a pension for the family or for oneself in the event of death or permanent disability;
- Receive a compensation benefit, in case of temporary incapacity, while the worker can continue to fulfil his or her responsibilities;
- Receive compensation for treatment and recovery costs caused by the accident at work.
Coverage
Base Covers
Payment of all benefits defined by law for the recovery of the insured person (medical, surgical, pharmaceutical and hospital assistance) or funeral expenses, in the event of an accident at the place of work or during travel of up to 15 days in Portugal and in the European Union.
Accessory Covers
Extended legal cover, repatriation expenses and assistance for displaced workers and for trips abroad for more than 15 days and/or outside the European Union. Personal accidents (cover without geographical limit).
Accidents occurring on the way from home to work are covered by the Workplace Accident Insurance.