O Setor Segurador – Indicadores jan-out23 2

Indicadores seguros (fonte APS, Associação Portuguesa de Seguradores, salvo quando outras indicadas) Conjuntura jan-out23     (taxa de variação homóloga)                                        Em termos de conjuntura, um dos factos mais marcante é a continua descida da taxa de inflação, que estava descontrolada por efeitos da guerra da Ucrânia. Segundo opinião do Banco de Portugal a 4 de […]

Don't wait for the moratorium and lower your instalments today

This and similar headlines are making headlines these days. We've been in a lull in prime rates and inflation for so many years that the new, uncontrolled scenario has all families with higher incomes feeling anxious, especially those who have taken out variable-rate mortgages. Last 17th September, at the [...]

What's new in the world of mobility and motor insurance

What's new in the world of mobility and motor insurance Times are changing fast and the digital revolution, as well as the adoption of "alternative" mobility practices with a lower environmental impact, bring new contexts, advantages and simplifications to our daily lives, but also new risks. Starting with the advantages: A) The display of the sign [...]

HOLIDAYS coming up. Need some extra liquidity? Find out how!

HOLIDAYS coming up. Need some extra liquidity? Find out how! IF YOU HAVE PPR, PPE OR PPR/E APOLICES IN FORCE (RETIREMENT SAVINGS PLAN, RETIREMENT AND EDUCATION SAVINGS PLAN OR EDUCATION SAVINGS PLAN, RESPECTIVELY), YOU HAVE UNTIL 31 DEC 23 THE POSSIBILITY OF RETURNING PART OF IT WITHOUT PENALTIES: Exceptional regime in this period of a complex conjuncture: The Law 19/2022 of [...]

The Insurance Sector- Insurance Indicators

  Insurance Sector Indicators - 1st four months 2023 The Insurance Sector- Insurance Indicators (source APS, Associação Portuguesa de Seguradores, except when otherwise indicated) In terms of the economic climate, The asymmetric but globally marked economic recovery that we witnessed in 2022, was amidst uncertainty and main emphasis on the "uncontrolled" inflation caused by the effects [...]

Retirement Savings Plans are worth revisiting

It's worth revisiting Retirement Savings Plans. Several new features in the framework In these uncertain times, it has never made more sense to take precautions for the future (or, for many, to think how much it would now be worthwhile, having left savings set aside for more complicated times...). The Retirement Savings Plan (PPR) was created by Decree-Law as a mechanism to guarantee a [...]

New Amplitude Insurance Website

New Amplitude Seguros Website New on-line services for Amplitude Clients It is with great satisfaction that we announce that our new website -www.amplitudeseguros.pt - is already available! With a more modern and intuitive design, you can now easily navigate through our services and the products offered by the insurers, consulting all the information in a simple and [...]

How can you be sure it could be a seenager?

How to guarantee that it can be a seenager? Almost all of us from the 50's/60's/70's grew up hearing about ourselves - Portuguese people - that we are quiet, with little tendency to make a big fuss about defending our rights, with a certain shyness to show off successes around money, little entrepreneurial streak and great [...]

Trends in risk and the insurance sector

Trends in risks and the insurance sector After the feeling of "planet in abeyance" that the pandemic brought us, 2022 registered with such an animation of consumption, which exceeded in several cases the averages of 2019, with very positive reflections in various sectors of the economy. The outbreak of the invasion of Ukraine sent [...]

It's time for holidays, for rest, but also for reflection on the world

Every year, during this time of pause, the question of the safety of the installations, the opportunity for preventive maintenance and improvements, and - not least - the updating of the insured assets and capitals are more predominant. In this last chapter, this year there is a special alert that affects us all: The rise in inflation [...]