Travel and insurance

We are back to travel and the planet is quite lively, whether for leisure or for work with the return of the congresses and international fairs that boost business so much. We come then to bring some important notions about travel insurance. Travel Insurance is a subtype of Personal Accident Insurance, [...]

Global Warming at the root of recent Major Industrial Disasters

The managers, thinkers, opinion leaders and global scientists who collaborate with the World Economic Forum highlight in the top 10 global risks, 5 of climate origin, both in terms of probability and impact, as shown in the following image (in the same ranking, there are 2 related to cyber risks, and [...]

The Insurance Sector

Insurance indicators (source APS, Associação Portuguesa de Seguradores, unless otherwise indicated) Evolution Jan-Sep2020/ Jan-Sep2019 Environment - GdP -4.7% (Jun) / CPI + 0.04% / Unemployment 7.3% Insurance sector production - 23.3% / + 4.3% in Non-Life / - 43.3% in Life activity in Portugal; written premiums, excludes reinsurance activity The Life branch [...]

Do you know when you should revalidate your driving licence?

First of all a useful clarification: If you have changed the address of residence in the Citizen Card, you do not have to revalidate the driving licence. The dates for the compulsory revalidations depend on the date you took your driving licence and the type of licence you have. Find, at the end of this article, the table that applies to you [...]

Cyber Risks and Insurance

The overwhelming majority of Portuguese companies are SMEs and in recent years, whenever the issue of cyber risks is approached, they would mostly answer something like: "We are too small to worry." Mind you, really worry, because the reality of today has brought incontrovertible evidence. AIG is one of the world's largest insurers in this field, [...]

Covid and the Insurance Industry's Response

The insurance sector lives from the economy and society and its primary function is to guarantee them. It is said that the first insurances arose out of the need for solidarity with the families of departing sailors in the early days of navigation over the great oceans, and that they were funds to which all the families of sailors contributed to make [...]